Index · Artikel · Health reform spurs change for big employers: survey

Health reform spurs change for big employers: survey

2010-08-18 3
   
Advertisement
résuméWASHINGTON Many of the biggest U.S. companies are removing spending limits from their employees' health plans and taking other steps to comply with the new healthcare law, according to a report released on Wednesday. Most of the companies surveyed al
Advertisement

Health reform spurs change for big employers: survey


WASHINGTON Many of the biggest U.S. companies are removing spending limits from their employees' health plans and taking other steps to comply with the new healthcare law, according to a report released on Wednesday.

Most of the companies surveyed also plan to shift more costs to employees to encourage them to limit spending as one of several efforts to rein in rising costs, according to the report by the National Business Group on Health.

The group, which represents large employers on healthcare issues, based its findings on a survey of 72 of its member companies in May and June. Members include many of the largest U.S. employers, including Wal-Mart Stores Inc and General Electric Co, but the report does not say which companies were surveyed.

The debate on healthcare reform, especially over whether it will increase costs for individuals and small businesses, has become a major issue ahead of the November midterm elections in which Democrats are fighting to maintain control of Congress.

The report shows companies expected their healthcare costs to grow by nearly 9 percent on average in 2011. That is about two percentage points higher than the 7 percent average increase for 2010, but just one percentage point was linked to the mandated changes under the law.

"U.S. employers have long struggled with healthcare costs," Helen Darling, National Business Group on Health president, said on Wednesday. "We as large employers know we are in the middle of a transformation, a transformation of how healthcare is financed and delivered in this country."

The law passed this spring includes several provisions that employer-based health insurance plans will have to abide by once the rules take effect on September 23.

The survey found that 70 percent of the companies will have to eliminate lifetime dollar limits, or a cap on the amount an insurer will pay for covered expenses, while 13 percent will no longer be allowed to deny coverage for children with costly preexisting medical conditions. About a quarter will have to end annual limits on benefits.

Over half of the companies surveyed planned to tinker with benefits despite the risk of losing protected grandfathered status under the law and having to follow more new rules.

New plans or those that lose grandfathered status must cover preventive services such as mammograms and colonoscopies at no additional cost to patients. They also must allow access to a pediatrician or obstetrician without a referral.

"They're not holding up changes they want to make to maintain or retain grandfather status," said Darling. "They actually don't think it's that important."

About a fifth of the companies said they had scaled back changes to their health plans because of the law, while another fifth expected to make no adjustments at all.

These figures could change, since the survey was conducted before the Department of Health and Human Services put out final rules in June on how to maintain grandfathered status. Plans that significantly reduce benefits or increase costs beyond medical inflation will be considered a new plan.

Sixty-three percent of companies surveyed plan to shift more of the premium costs to employees next year. Other popular ways to reduce costs included wellness programs and consumer-directed health plans, which give enrollees more responsibility for how they spend their healthcare dollars.

More than six in ten companies applied for a temporary $5 billion program for early retirees included in the healthcare law. Only 3 percent of companies chose to adopt the law's voluntary long-term care program.

(Reporting by Jon Lentz; Editing by Lisa Von Ahn, Phil Berlowitz)

TOP

  • Day/
  • Week/
  • Original/
  • Recommand

Updated

  • Ist es sicher Claritin, Allegra und Benadryl zu nehmen?

    Meine Mutter 86 Jahre alt ist ... Ich fand gerade heraus, dass sie alle drei dieser Medikamente zusätzlich zu Coumadin nimmt, Lexapro und Blutdruck-Medikamente ... sie in den frühen Stadien der Demenz ist ... Ich bin besorgt über so viel antihistimin
  • Top court rejects Pfizer punitive damages appeal

    Top court rejects Pfizer punitive damages appeal
    WASHINGTON The U.S. Supreme Court rejected Pfizer Inc's appeal of a ruling that ordered a retrial on how much punitive damages should be awarded to a woman who developed breast cancer after taking the company's hormone replacement therapy drugs. Pfiz
  • Gibt es etwas, das für Terrasil gleich oder generisch ist?

    Ich habe bereits "gepflückt bei" Akne auf meinem Gesicht ... Einige Orte, die ich habe die Haut gebrochen. Die Spots werden nun gequollen, rot, einige scabbed, und wie bereits erwähnt, die Haut wird zerrissen oder geöffnet wird. Ich suche, wie s
  • IST ES MÖGLICH folgendem Impfschema ANWENDUNG: Lexapro, Lorazap & Clonozapam äglich?

    ICH BIN 5'7 "200lbs Muskulös. Ich PROBLEM MIT ANGST HABEN & Depression, Sadd ETC. TAKE I LEXAPRO 20 MG ALLTAG IN DER AM, AS MY FOUNDATION JEDEN TAG. LORAZ (4mg) & ClONO (1,5 mg) oder als IS ERFORDERLICH meine Frage ist:.? WÄRE aproblem BEIDE
  • CEO: $ 270M Nahme des US-Endoskopie ist STERIS ' "most significant Deal - in vielen Jahren"

    CEO: $ 270M Nahme des US-Endoskopie ist STERIS ' "most significant Deal - in vielen Jahren"
    Unternehmen für medizinische Geräte STERIS Corp. (NYSE : STE ) wird für $ 270.000.000 Kerl-Unternehmen US Endoscopy Inc. erwerben ihre Präsenz im GI - Markt zu erweitern, teilte das Unternehmen heute. "Dies ist der bedeutendste Deal STERIS in vielen
  • Wie einer Überdosis Drogen zu verhindern

    Wie einer Überdosis Drogen zu verhindern
    Quelle: Wikipedia Commons Forscher aus New York fand einmal, dass fast 98 Prozent aller Todesfälle durch versehentliche Überdosierung Opiate verursacht wurden, Kokain und Alkohol. Fast 60 Prozent der Befragten waren zugeschrieben zwei dieser drei Med
  • Behandlungen für Eisenmangelanämie

    Behandlungen für Eisenmangelanämie
    Eisen-reiche Lebensmittel zur Vorbeugung und Behandlung Eisenmangelanämie Eisenmangelanämie ist die häufigste Form der Anämie und tritt häufig bei Mädchen und Frauen während der weiblichen Fortpflanzungs Jahre. Während Blutverlust verursacht häufig E
  • Kondom Ausrutscher aber nahm Plan B 12 Stunden später?

    Ich hatte einen kleinen Kondom mit meinem Partner schlüpfen, während er herausziehen (Kondom dann auf halbem Weg herausgezogen blieb stecken). Als Vorsichtsmaßnahme habe ich Plan B (nächste Wahl), aber etwa 12 Stunden nach dem Vorfall. Dies ist das z
  • Unter Premarin seit 45 Jahren?

    Hat es nach 45 Jahren eine Studie über die Nebenwirkungen von STOPPEN Premarin ??? Ich hatte einen hystorictomy bei 31 und haben Premarin bis 2 Jahren im Alter von 74 genommen !!! Ich erlebe mindestens ein heißer Blitz jede Nacht - Ich beschäftige mi
  • Masern- Timeline - Die Geschichte von Masern- und MMR-Impfung

    Masern- Timeline - Die Geschichte von Masern- und MMR-Impfung
    Die meisten Kinderärzte, die wahrscheinlich der medizinischen Schule und den Aufenthalt in den letzten zehn bis fünfzehn Jahren abgeschlossen haben keinen einzigen Fall von Masern während ihrer Ausbildung zu sehen. Sie waren wahrscheinlich auch geleh